Pure NZ Property
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Loading ...If you are starting out and want some expert advice, help with a few things or you want us to find and negotiate your first home for you. Then we can help. First home grants advice, government first home schemes and much more. We can help.
Become a home owner today. We may even be able to help out with low deposits. Just ask.
Know what you can afford
It’s really important that you know how much you can afford to borrow before you start looking for a house. Start by having a play on the Kiwi Bank home loan calculator, or give us a call and we’ll help you work out what you could borrow.
It’s also a good idea to get a pre-approval certificate from the bank before starting the hunt. This is an assurance from a lender of the amount that you’ll be able to borrow. There’s no obligation to take the loan out, but you’ll have a lot more bargaining power when you know exactly what you can spend.
We recommend you use a mortgage broker rather than going strait to the bank. The brokers are professionals and are working on your team. They know exactly what the banks will need to know, the broker will work with you to put the best possible application forward to the bank. And the best part is it will not cost you anything because the bank pays the broker and you may get a better interest rate.
We can recommend some good brokers to you. It wouldn’t hurt to even have a chat to them. Just mention it on the form below.
There is also a great guide put together by Kiwi Bank that you can read here. Give it a read, but remember we are here to help also and can do all the tricky parts for you.
Just complete the form below and one of our staff will be in contact with you.